Posts Tagged ‘Change’

The journey that began at the end of July that I updated you on here a while back has reached it’s first major milestone today as we approach the end of 2014!

My goal is to be a healthier person, and that began with a commitment to exercising regularly and paying attention to the amount of calories I eat on a daily basis. I gave you the tools I use in my last post so I’ll not bore you with all of that again, but for those of you who have been following and encouraging me, I thought I’d share with you a very special picture I took this evening.

You see, I started out at 225 lbs at the end of July. My target weight for a healthy BMI is anything below 185. Well, check THIS out!


Thanks again to all who have been encouragers over the past 5 months! It has helped more than I can say Now, Phase 2 begins – Maintaining a healthy weight and increasing my strength!

The boys and I will be doing Tae Kwon Do together as well, which we’re all three pretty excited about. I actually have a black belt in Tang Soo Do that I earned when I was a teenager, but it’s been a LONG time since I practiced at all! Let’s hope the old man doesn’t hurt himself too bad 😉

Guys, if you can’t tell, I’m really excited about this accomplishment, but like anything else, I have to stick to this to make it last. Anything in life is like that. We all have to #KeepPushing for our goals to achieve anything of lasting value. I pray that God gives me increasing resolve each day to take care of the temple of the Holy Spirit He has entrusted me with.

Go get ’em!



Read Full Post »

There are some pretty significant changes on the horizon for our family over the next few weeks. My wife is starting full-time nursing school, there is a new baby in the family (our newest nephew), and hey, it’s a new year! There’s a lot to be excited about in our family!

There’s one more pretty significant change coming too though that, some of you won’t be impacted by at all, but some of you will, and you deserve to know.

As many of you know, I’ve been working with a major financial services company for the past 6 years, and have been in the business for over 8 years now.

Well, that’s all about to change. You see, a few months ago, I was in the middle of my day, and had just hung up the phone with either a client or prospective client (I really can’t remember, though I do remember it was a pleasant conversation) and God literally stopped me. I mean, completely stopped me.

It was a I Kings 19:12 kind of moment. I haven’t had many of those in my life – maybe one other time… God’s spoke to me in a still, small voice and said “Brian, you’re not supposed to be doing this anymore.” Whoa!

It was but a whisper, but man was it loud!

I went on about my day and tried to dismiss it, but over the next week (and every week since) God has confirmed this over and over to me. Sitting in my recliner one evening a week later working on something  for a client, I finally worked up the nerve to tell my wife about it (who already had her suspicions… she always does. She’s so wise!), and so our new journey began.

Let me be very clear as I give the following explanation: there are no kind of ill-feelings towards the company I am currently with. In fact, we will keep all of our current financial planning with them when I leave. Furthermore, I believe the company I am currently with is one of the finest in the industry, with amazing corporate leadership, and top-notch local leadership in my office. I love the people I work with. It’s not that, AT ALL.

It’s something else that took me longer than it should have to realize – it has mostly to do with incongruities between who I am and the industry itself…

You see, I’ve never felt that I should only work with the wealthy, or high-income earners. But that is exactly whom you must work with to advance in the industry to where you want to be, professionally speaking.

I feel convicted that people who are not wealthy need good advice as well. They need help with investing, insurance, debt reduction, and other goals. The problem is that the industry is just not set up to reward advisers for that kind of work. It is, essentially, pro-bono.

It’s neither right nor wrong… it just is what it is. Again, I love the company and colleagues I have been associated with for all these years. Please don’t miss that. I am grateful for these past years and what they’ve taught me. It’s been invaluable, but the path is not for me anymore.

I have qualified almost every year for some kind of company or industry award or recognition, but I find myself stuck in one position, because I am not willing to limit the scope of whom I will work with to the wealthy. In fact, I believe the people who need planning the most are those who are not wealthy.

This is getting into my personal feelings and opinions, but a wealthy person who dies or retires without having done much planning may end up paying some unnecessary taxes, or may miss out on being able to transfer wealth more efficiently, or with more of it, but at the end of the day they, and their heirs, should be just fine.

But what about the family making say, 30k – $100k? If they never do planning and get to retirement or worse, the breadwinner dies during working years, somebody’s gonna be eating cat food.

I have wealthy clients, and I love them. The planning we’ve done is extremely valuable and important. But, the ones I personally feel I’ve impacted most are the ones who have more modest incomes and means.

But that’s not who the financial professional is called to work with… Call it a “missionary” mindset if you will, but I believe planning should be for all. There’s just not a model in existence for it.

For that reason, it is with a mixture of regret, anxiousness, excitement, and anticipation that, after discussing matters with my family, spiritual advisors, and managing director, I must announce I will be leaving my current post on or before February 27, 2014. Over the past month or so, I’ve been winding down my practice, and searching for my next opportunity.

I have had some good conversations with some very good companies, and am even optimistic about a couple of them, but nothing solid yet. I look forward to making an announcement to that end sooner rather than later. Of course, I am certainly open to discussing other potential opportunities, and appreciate any introductions.

Due to the regulatory environment, I will no longer be able to offer investment services of any type, but I will be able to act as an independent insurance advisor, and will likely continue to do so part time even after I land my next career on a referral only basis for family, friends, and friends of said group.

I realize I have many clients (some of whom came on board relatively recently) who may feel disappointed by this decision. For that, I am truly sorry. I can assure you that no new client relationships were formed after this decision was thoroughly processed. Some were already in the process of becoming clients, and the planning we did was sound and needed for your family… and I’m glad we did it.

Fortunately, our local office has many very competent professionals to take care of you moving forward, some of whom are frankly much better than I am at what we do. You will be fine, I promise. There’s not a person in this office with whom I would be uncomfortable looking after my family’s best interests.

Because of the sheer volume of clients I have, I trust you will understand it is impossible for me to reach out to all of you individually. I’m still around for a few more weeks, and you are welcome to contact me if you’d like to discuss anything at all.

Believe me,  no one has had more vested in the last 8 years than my family and I have, and no one is walking away from more than we are. This decision did not come lightly by any means, and I in fact had probably been putting it off for longer than I should have because I knew so many had trusted me.

Giving me signs wasn’t working. God literally had to stop me for me to finally “get it.” What can I say? I’m hard headed at times, and I’m certainly not a quitter.

We covet your prayers, and again, if you happen to be in our home community, we certainly welcome any introductions to potential opportunities.

God is faithful, and He provides, especially in times when things seem so uncertain. Don’t ever doubt that…

Beneath His Mercy,


Read Full Post »

LifeTrek Martial Arts

Evansville, Tang Soo Do, Self-Defense, Martial Arts, Karate, Newburgh

Strahan's Karate Center

Poplarville's Most Experienced Martial Arts Training

Be The Master - A Journey In Martial Arts and Life

Martial Arts, life lessons and other cool stuff

Krav Maga Magazine

So that one may walk in peace


How our great nation has lost its priceless treasure.

A Day In The Life of Me

Not really a princess at all but still... a daughter of the King!


I'm just a hack who likes to eat.

Project Light to Life

A bucket list blog: exploring happiness, growth, and the world.


The Periphrastic Mind Of A Liberal Arts Major

Shadi Wadi-Ramahi Blog

My Reviews of hotels I stay at, thoughts of Economy, Peace in Holy Land, observation of people, Healthcare, Politics, Technology and any random thoughts that might pop in my head - I might be wrong I might be right, but one thing for sure I will speak my mind -

A Crow's View

An almost bi-weekly blog covering a broad range of topics and interests.

Blanchard LeaderChat

A Forum to Discuss Leadership and Management Issues

Leadership Freak

Empowering Leaders 300 Words at a Time

Family Discipleship Path

Taking small steps in the family and in the church to guide children and youth toward adulthood with the goal of continuing strong relationships with God and their family.

the bippity boppity beautiful blog

let's create something beautiful - Katie Ann De Crescenzo

Chris Martin Writes

Sowing seeds for the Kingdom

%d bloggers like this: